The Way We Work

At Beechwood Financial Consultants our goal is to place our clients on a path to future financial security. Through a series of meetings we build a picture of a client’s goals, wants and needs. By understanding the things that are important to each client we can ensure that the advice we give is the most appropriate to each individuals needs.

Once we understand where you want to be, we then build a picture of where you are now. The more detail that we know at this point, the more we can do to ensure the appropriateness of our advice. Clients need to gather as much information as possible about their existing investments, insurances, income and expenditure to help build this picture.

As we develop our plans, we also need to identify the level of comfort you feel when taking risks. Good investment advice should seek to build a portfolio of different assets for a client and their money. For one client a portfolio of different stocks and shares spread across the globe might be the most appropriate but for another client moving money out of a bank account may feel very uncomfortable. We aim to place our clients within a range of bespoke portfolios that have been tailored to match different attitudes to risk.

During our work we provide our clients with a detailed report explaining the reasons behind our advice and why that advice is appropriate for them.

Whilst financial advice may seek to address specific problems or issues, wealth management is a journey over a longer period of time that requires ongoing guidance and support. We offer that guidance and support through an agreed ongoing package that is agreed with each client. At each review we update ourselves on any changes in the client's circumstances, goals or comfort with risk. This ensures that the product and the portfolio of assets remain appropriate to the clients’ needs. We also offer advice about each investment fund and its appropriateness when compared to its rivals.