Steve Harwood-Gray
LLB.(Hons)
I help successful people identify and achieve their financial freedom.
About
I guide clients through the complexities of planning their financial future.
Most clients come to me after realizing that careful planning is essential to achieve financial peace of mind, often sparked by a milestone birthday or a significant life change, whether at work or home.
With extensive experience, I assist clients in a range of areas:
- Preparing for retirement
- Planning for business sales
- Managing group pension schemes
- Structuring employee benefits
- Navigating financial aspects of divorce and recovery
- Drawing down income in retirement
I believe cashflow planning is essential for a clear understanding of each client’s financial future, allowing us to tailor strategies with precision.
As a Chartered Financial Planner and Fellow of the PFS, I’ve been advising clients since 2006. Before entering financial advice, I earned a Law degree from King’s College London and qualified as a Chartered Accountant, bringing a strong foundation in both law and finance to my Practice.
I also believe in giving back to the community. My career began as a police officer in Notting Hill, London, and I’ve continued to serve by volunteering as a community first responder and school governor. Today, I offer financial education aligned with the national curriculum to schoolchildren.
While I keep an office in Nottingham, I primarily meet clients in person or work digitally from my home, ensuring flexibility and convenience.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Testimonials
Accreditations
Prestigious industry status recognises the value I place on my development and gives clients the confidence that they are supported by one of the UK’s leading wealth professionals.
Click on the accreditations for more information
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
